Privacy Policy
Joe Percario General Contractors, LLC Practices Privacy Policy, effective
January 1, 2006, explains how we may collect information
from you online when you visit a Joe Percario General Contractors, LLC website.
Customer information means personally identifiable information
about a consumer.
Collecting information
When you visit our website, we may collect the following information
in order to service your accounts, save you time and money,
and better respond to your needs:
- Application information. Information that you provide to
us online in applications and other forms. Examples include
your assets, income and debt.
- Transaction and experience information. Information about
your online transactions and account experience, as well
as information about our online communications with you.
Examples include your online bill payments and your activity
on the website, such as collecting information on product
information reviewed.
- Cookies. We may also collect information online through
Cookies, which are pieces of information stored directly
on the computer you are using. Cookies can contain a variety
of information, such as a simple count of how often you visit
a website or information that allows customization of a website
for your use. Joe Percario General Contractors, LLC uses cookies to display information
more effectively to you and to gather data about the usage
of our website. For example, we use a state selector cookie
so that we do not ask you to enter your state information
more than once. Any time a cookie is used, personal information
is encrypted for our use only and protected from third party
access.
How
we may share information
Joe Percario General Contractors, LLC does not sell
or share customer information collected from our website
with marketers outside Joe Percario General Contractors, LLC who may want to
offer you their own products and services. We may share customer
information within our family of companies. In addition,
we may share customer information we collect from you
online with companies that work for us. All companies that
act on our behalf are contractually obligated to keep the information
we provide to them confidential and to use the customer
information we share only to provide the services we ask
them to perform for you and us.
We also may share customer information we collect about you
online with credit bureaus and similar organizations and when
required or permitted by law. For example, customer information
may be disclosed in connection with a subpoena or similar legal
process, a fraud investigation, and the recording of deeds
of trust and mortgages in public records. Customer information
may also be disclosed to companies that process your requests
for products or services, or the sale of your account to another
financial institution. We also may share customer information
outside Joe Percario General Contractors, LLC companies if we have your consent,
such as when you request or when we issue you a credit card
associated with an airline frequent flyer program.
Making sure information is accurate
Keeping
your account information accurate and up to date is very important.
If you want to update this information, please contact customer
service by calling the telephone number on your account statement
or by contacting your client manager or relationship manager.
Changes to the Online Practices
Privacy Policy
If we make changes to the Online
Practices Privacy Policy or make any material changes to
our online services, we will revise the Online Practices
Privacy Policy to reflect such changes and revise the policy's
effective date.
